LIC PROPOSAL FORM 300 PDF
(Rev ) INSTRUCTIONS TO FILL UP PROPOSAL FORM. 1. This form is to be completed in BLOCK LETTERS by the Proposer or the Life to be . Please give details of your previous insurance taken from LIC as well as from private. This form has to be filled in by the proposer in his/her own handwriting. the language of this form or he/she is illiterate, the proposal form can be filled in by the. Life Insurance Corporation of India FORM NO. (Rev. 98) PROPOSAL Video instructions and help with filling out and completing how to fill lic form no
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FORM NO. (Rev. 98). PROPOSAL FOR INSURANCE ON OWN. LIFE. (Not to be used on the lives of Minors). (Established by the Life Insurance Corporation. Form for Bank Details for Direct Credit of Policy Payments New Business Related Forms Proposal Forms for Insurance on Own Life (Form ) • To be used. 3T1R ti'i m fctcRuI ~ I. Is your life now being proposed for another assurance or an application for revival of a Policy on your life or any other proposal under.
For example: The Salary Saving Scheme popularly known as SSS, provides a convenient method of paying premium each month by deduction from one's salary. In this case the employer directly pays the deducted premium to LIC.
The Salary Saving Scheme is ideal for any institution or establishment subject to specified terms and conditions. Liquidity: In case of insurance, it is easy to acquire loans on the sole security of any policy that has acquired loan value. Besides, a life insurance policy is also generally accepted as security, even for a commercial loan.
LIC Forms (Scanned)
Tax Relief: Life Insurance is the best way to enjoy tax deductions on income tax and wealth tax. This is available for amounts paid by way of premium for life insurance subject to income tax rates in force.
Assessees can also avail of provisions in the law for tax relief. In such cases the assured in effect pays a lower premium for insurance than otherwise. Money When You Need It: A policy that has a suitable insurance plan or a combination of different plans can be effectively used to meet certain monetary needs that may arise from time-to-time.
Children's education, start-in-life or marriage provision or even periodical needs for cash over a stretch of time can be less stressful with the help of these policies.
Alternatively, policy money can be made available at the time of one's retirement from service and used for any specific purpose, such as, download of a house or for other investments. Also, loans are granted to policyholders for house building or for download of flats subject to certain conditions.
Who Can download A Policy? Policies can also be taken, subject to certain conditions, on the life of one's spouse or children.
Insurance For Women Prior to nationalisation , many private insurance companies would offer insurance to female lives with some extra premium or on restrictive conditions. However, after nationalisation of life insurance, the terms under which life insurance is granted to female lives have been reviewed from time-to-time. At present, women who work and earn an income are treated at par with men.
In other cases, a restrictive clause is imposed, only if the age of the female is up to 30 years and if she does not have an income attracting Income Tax. Medical And Non-Medical Schemes Life insurance is normally offered after a medical examination of the life to be assured. However, to facilitate greater spread of insurance and also to avoid inconvenience, LIC has been extending insurance cover without any medical examination, subject to certain conditions.
In the former, bonuses disclosed, if any, after periodical valuations are allotted to the policy and are payable along with the contracted amount. In 'without' profit plan the contracted amount is paid without any addition.
The premium rate charged for a 'with' profit policy is therefore higher than for a 'without' profit policy. Report of Fluoroscopic Examination Screening. Report of Glucose Tolerance Test of Urine. Report on X-ray of Caecum and Colon Barium enema. Report on Intravenous — Pyelography.
LIC Forms and Documents
Personal History of Gall-bladder Disease. Goitre without Operation Questionnaire. Revocation of Appointment of Appointee.
Confidential Report By The Agent. Stamped Declaration for Policy Loss - Claim. Certificate Of Hospital Treatment. Statement If Std. Age Proof Not Submitted. Successive, Alternative Nomination.
Form of Declaration for disability Benefit under a Policy. Specimen Of Authorisation Letter. AD C Cancer Malignant Claim under Asha Deep. AD KF Kidney Failure Claim under Asha Deep.
AD PS Paralytic Stroke Claim under Asha Deep. Addendum to Proposal for Ceasarean History.
Certificate Of Existence under Annuity. Certificate Of Agricultural Income.
Chartered Accountants Certificate. Addendum to Proposal for Cat. I Female. Claim Under Critical Illness Rider.
Critical Illness Kidney Failure. Critical Illness Aorta Graft Surgery. Critical Illness Third Degree Burns.At the time of taking a policy, policyholder should ensure that all questions in the proposal form are correctly answered.
Injuries, Illnesses, and Fatalities
Survey done by India forensicrevealed the fact that the insurance industry is losing close to Rs. Back-dating interest : The policies can be dated back within the financial year, as usual. By and large, life insurance is civilisation's partial solution to the problems caused by death. That of living till old age without visible means of support. The following table illustrates the various reasons of Managing fake Managing fake mis selling in LIC.
However, after nationalisation of life insurance, the terms under which life insurance is granted to female lives have been reviewed from time-to-time.
Stamped Age Declaration By Elder.
The premium rate charged for a 'with' profit policy is therefore higher than for a 'without' profit policy. Life insurance, in short, is concerned with two hazards that stand across the life-path of every person: 1.
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