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Monthly GK Capsule for all Bank and SSC exams. Hindu GK Review ( May ) · Hindu GK Review (April ) · Hindu GK Review. SSC CGL & CHSL EXAM GK POWER CAPSULE - Free download as Current affairs from March to May • Union Budget,Awards GK Power Capsule for IBPS PO Download | Current Affairs Pdf | General Awareness. GK POWER CAPSULE FOR SBI PO MAINS BANKING & FINANCIAL 17 May World Telecommunication & Information ICT entrepreneurship for social.

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Get GK Power Capsule in a compiled PDF free download. Get updated current affairs GK power capsule for bank & competitive exams. 3 days ago Current Affairs PDF - We covered all Important events in Current Affairs PDF , , , , & - Download Now. GK POWER CAPSULE - APRIL – HINDU REVIEWS. 1. RBI in its This capsule has been prepared by the Career Power Institute Delhi (Formerly known as Bank Power). This .. The U.S. State Department may soon be.

The Russia launched the most powerful nuclear icebreaker sophisticated missile covered km distance within 9 named Arktika.

The Project vessel is System at Visakhapatnam Naval Base. India's premier Govt. Southern Naval Command. Air Force Station Arjan Singh. The theme Arjan Singh. Exercise Iron Fist in Pokhran, Rajasthan. This will cost around million the commissioning ceremony held in Visakhapatnam, dollars. Andhra Pradesh. Israel's Rafael Advanced Defence System to set a JV in Iran unveiled S missile system parts at army parade India for specialised areas including air- to-air missiles.

For Missiles, Equipment. San Diego. It is a self-driving foot ship able to travel to Pakistan Navy has successfully test-fired shore-based nautical miles on its own to hunt for stealthy anti-ship missile 'Zarb', bolstering its defence mechanism. West Indies defeated reigning champions Australia.

Man of the series won by Barinder Sran. Lanka s fast bowler Shaminda Eranga from bowling. Lanka wicket-keeper batsman Kusal Perera. Rest of India ROI pull off an incredible chase to beat 41 Charlotte Edwards, England s women cricket team captain, times Ranji Trophy champions Mumbai by four wickets to announced her international retirement.

Australia as their bowling coach for their tour of Sri Lanka. India star wrestler Yogeshwar Dutt secured an Olympic Real Madrid Cristiano Ronaldo has become the first quota place for India with a gold-medal finish in the men's athlete from a team sport in almost 20 years to top Forbes 65kg freestyle category in the Asian Olympic Qualification annual list of the World's Highest-Paid Athletes. Real Madrid defeated Atletico Madrid in the penalty A three-member Indian women's archery team shoot-out to win their eleventh Champions League title.

Indian boxer Shiva Thapa became the first Indian boxer Sevilla were crowned for the third straight year as the to book a seat in the Rio Olympics. Union Sports Ministry announced to provide one lakh Rs. Leicester City have won the English Premier League title per month as out of pocket allowance to the sports for the first time in the club's years history. Champions Trophy title with a win over Netherlands.

Kento Momota of Japan was axed from Japan s Australia defeated India in the final to win the 25th badminton team for the Rio Olympics. Lewis Hamilton has won the Austrian Grand Prix Five-time European Grand Prix. Olympian Shiva Keshavan will serve as the association's Mercedes racing driver Lewis Hamilton won the Formula first president. America — A new world. Murray to win his first French Open title. Bengaluru para-swimmer Niranjan Mukundan has won World No. Sameer Mon won gold in meter dash in Antalya, Turkey.

State Senior Athletics Championships in Hyderabad. Grand Prix. Championship in Paris.

b. SLR 23% d. Reverse Repo % f. Bank Rate %

Indian boxing star Vijender Singh registered his sixth Indian athlete Sudha Singh has created history by straight professional boxing victory with a Technical breaking the national record in women's 3,m Knockout over Poland's andrzej Soldra. Anthony Joshua won the International Boxing Federation Two-time Olympic meter hurdles gold medalist heavyweight title Championships England s snooker great Steve Davis announced his retirement from the game after 38 year career.

Bretton-Woods institutions.

Research Centre for geosciences. The Platform has been created as their step to boost global cooperation in tax matters. It is called Forces Command to share situational awareness for a silica aerogel or blue air or frozen smoke. It is built by HCL. The International Astronomical Union named a 9. It is named as the exploration in deep space, including the journey to Mars. The plane is fixed with 14 employed by a law firm in the US. Australian researchers built world s first scanning NASA successfully launched a ser pressure balloon to helium microscope helium microscope SHeM.

Earth, after a historic day mission aboard the International Space Station. Highest rating unit in the state. Operation Sulaimani An initiative to eradicate poverty by feeding needy in Kozhikode hotels 3. Setu Bharatam project To make all national highways free of Railway crossings by 4. Hillstorm 3. Mainland Africa. Africa engagement. Narendra Modi. This is Srisena s second visit to ndia. This is the first ever state visit of an Indian President to these two countries.


TRAI launched a mobile app. Under this, Govt. The Central Govt. It is launched to strengthen District the direct tax. It aims - D - Digitization. The India. Initially, this Microsoft selected as the technical partner to build a initiative will be implemented in five selected villages in mobile Application app for Union Human Resources Haryana. The Meo from Mewat district of Haryana. Socioeconomic Empowerment farm-science centres, spread across the country.

It recommended The Ministry of Human Resource Development has b The ceiling of gratuity enhanced from 10 lakh rees to 20 announced the launch of a multilingual knowledge portal lakh rees. It aims to not only ensure c The age of serannuation for all CAPF personnel should be universalisation of education but also creation of a 60 years uniformly. Mantri Ujjwala Yojana. It proposes to use leading celebrities who belong to Minority Surya Mitra mobile app was launched at the national communities in various skill sets as the driving force behind the workshop on rooftop solar power in New Delhi.

Bhima Yojana launched in Mumbai. The scheme is aimed at www. Ek Gyan Yatra to link primary schools to high schools to colleges. Governor of Puducherry Kiran Bedi.

Pradesh Shri Shivraj Singh Chouhan. Rajasthan Govt. Haryana Govt. With this Shimla has Union Govt.

Chandranna Bima Yojana in Vijayawada. It is an insurance scheme for the working class people. Under Schemes launched by Odisha Govt. Under this scheme, poor students aspiring to victims for the first 48 hours in the nearest Govt. An amount of Rs. The CM also pledged to make piped liberal policy framework. Under this Programme, 3 cr.

LED Bulbs will be women helpline number - in the premises of District distributed in the next 6 months in the State. Prakash Javdekar inaugurated a White Tiger Safari at 2. Indian Railways has conducted the first ever trial run for Surya Jyoti. Moradabad stretch in UP. A statue of Maharaja Ranjit Singh will be installed in 4. It has that chronicles Indian IT journey since the s. The app been developed by CRIS Centre for Railway information itihaasa is one of the largest chronicles of its kind with systems.

Sericulture in Poyen Village of Kargil. Express through video-conferencing from Rail Bhawan A threatened breed of sheep found only in coastal premises, New Delhi. Yoga Day on 21 June A bronze statue of Netaji Subhash Chandra Bose has been World s largest single rooftop solar power plant of. Zabol in Iran is the most polluted city. Gandhi International Airport, Hyderabad.

Sachin Tendulkar's name to be used in Kerala Govt. The leopard, named Makalu. A Kathak dancer from Varanasi has broken the world record of longest dance performance by continuously Wimbledon Championships winners are: Men s Singles Title: Women s Singles Title: American Serena Williams, who won Uttarakhand. Men s Doubles Title: Women s Doubles: Records title-holder as she along with several other women participated in an initiative to set a record for most people 5.

Mixed Doubles Title: During 1. Tanzania and President Uhuru Kenyatta of Kenya. India-Mozambique ink three agreements: MoU on cooperation in the field of youth affairs and sports. MoU on long-term agreement for the download of pulses. MoU on reduction of drug trafficking and psychotropic Kenya.

Signed Programme of Cooperation in Arts and Culture. A bilateral agreement on the exemption of Visa for holders of 3. MoU on Tourism. Diplomatic passports.

MoU on Grass root innovation Science and Technology 7. MoU on Defence Cooperation. MoU on Cooperation in the field of water resource management and development between the two countries.

Name of the Constituency In charge of 2. Singh Ahluwalia Farmer Welfare, 4. Affairs 5. Chandappa Sanitation Jigjinagi www. Ramdas Athawale Maharastra. Rajen Gohain Nawgong, Assam.

Railways Manoj Sinha - gets independent charge of Communications - retains Railways. Arjun Ram Bikaner, Rajasthan. Jaswant Sinh Dahod, Gujarat. Bhabhor Upendra Kushwaha: Nath Pandey Pradesh.

Vishnu Deo Sai - loses Mines - retains Steel. Krishna Raj UP's Shahjahanpur. Best Malayalam Film: Pathemari, Artistically narrated saga of 2 generations of Malayali workers who migrated to gulf for While some changes in Union Cabinet Ministry: Visaaranai from Madhya Pradesh- Now taken charge as: Priyamanasam minister - moved from Environment.

The government has reduced these rates on all small Programme Implementation. Drinking Water and Sanitation - gets Steel. Venues for the upcoming Tournaments. Men s ockey World Cup — India. One day International: India - 1. Bangladesh India Australia - England— for first time. India - Qatar The Important winners in this year Grammy Awards were: Mark Ronson feat.

Bruno Mars, "Uptown 1. Meghan Trainor 1. Hamilton 2. Ed Sheeran, "Thinking Out Loud" 3. Tokyo Japan And the Oscars award goes to Incheon South Korea Note: Hanoi Vietnam debut. The complete list of awards are as follows: The maximum number of awards is won by Mad Max: Fury International Standards Org. Male Most literate union territory - Lakshadweep Chakravarty It acts as — called Royal Commission on Indian Currency and controller of banks by including the banks in 2nd Schedule of the Finance , is the central bank of the country and was Act.

It issues directions, carries inspection on-site as well as off- nationalised w.

Originally it was a shareholders bank which was taken over by the Central Govt. Rate and exercise selective credit controls. Various tools such as iii. RB s central office is in Mumbai. It also Functions of RBI: RBI is the authority in India to issue market operations.

One rupee note called currency note is issued by the Central Maintenance of external value: RBI is responsible also for Govt. The stock of currency is maintaining external value of Indian currency as well as the distributed with the help of currency chests spread all over the internal value. Foreign exchange reserves are held by RBI and it country.

Banker to Govt.: RBI transacts govt. Bankers bank: It keeps a part of deposits of commercial banks RBI uses this tool when it feels there is too much money societies, cooperative land mortgage banks and non-agricultural floating in the banking system. Non-scheduled Bank. Total No. Interest rate is paid to the account holders on daily balance basis. From this account withdrawal can be made any number of times.

This facility is known as overdraft facility. Account Money is deposited in a fixed deposit account to earn interest note — minimum reserve system. For issuing notes, RBI is required to hold the minimum reserves of Rs. Current Reserve Ratios and Policy Rates Important points to remember a Minimum age to open a bank account is now 10 years.

Bank Rate 7. Repo Rate 6. Reverse Repo Rate 6. Whenever the banks the discretion to offer differential interest rates based on have any shortage of funds they can borrow it from RBI. This is exact opposite of Repo rate. Reverse repo rate is the rate at which commercial banks charge on their surplus funds with www.

FDs, cash certificate, cumulative and RDs, time liabilities portion Unlike interest on fixed deposits, interest earned on savings of saving bank deposits, staff security deposits, margins against bank accounts is not subject to Tax Deduction at Source.

LC not payable on demand, deposit held as securities for However, this does not mean the interest earned on Savings advances and India Dev Bonds. It is exempt upto Rs. In India the Negotiable Instruments Act was passed during which came into force wef March 01, C Senior Citizens Savings Scheme, A cheque is a a bill of exchange b drawn on a specified bank and c not expressed to be payable otherwise than on demand.

Hm Are You a Human?

Tenure of the 5 years, can be extended by 3 It includes electronic image of a truncated cheque and also an deposit account years. Rate of interest 9. Minimum eligible 60 years 55 years for those who Legal amount and courtesy amount age for investment have retired on superannuation or The amount in words is called the legal amount and the amount under a voluntary or special in figures is called the courtesy amount as per CTS voluntary scheme. Types of Cheque facility 1.

Bearer Cheque or open Cheque Modes of holding Accounts can be held both in single When the words "or bearer" appearing on the face of the cheque and joint holding modes. Joint are not cancelled, the cheque is called a bearer cheque. The holding is allowed only with bearer cheque is payable to the person specified therein or to any spouse. Such credit entry of interest on Fixed Deposit account, where FD a cheque is payable to the person specified therein as the payee, interest is being credited to SB account or where dividend on or to any one else to whom it is endorsed transferred.

A crossed cheque cannot be annual return penalty for delay for unclaimed accounts which encashed at the cash counter of a bank but it can only be credited have not been operated for a period of 10 years or more in to the payee's account. If a person dies without leaving any legal heirs, his 4. Ante-Dated Cheque estate will revert to the State Govt.

Important Current Affairs May Capsule with PDF

If a cheque bears a date earlier than the date on which it is Demand deposits: Such a is withdrawlable on demand. Time deposits means a deposit received by the bank for a fixed period and which is withdrawlable only after the expiry of the 5.

Post-Dated Cheque said fixed period and shall also include deposits such as If a cheque bears a date which is yet to come future date then it recurring, cumulative, annuity, reinvestment deposits and cash is known as post-dated cheque.

A post dated cheque cannot be certificate and so on. Words not important, lines are.

A stale cheque is not honoured by the bank. Special crossing sec Where a cheque bears across its face, name of bank, either with 7. A self cheque or without the words not-negotiable lines are not important, the A self cheque is written by the account holder as pay self to addition of name of the bank is important , that addition shall be receive the money in the physical form from the branch where he deemed as special crossing and the cheque shall be considered to holds his account.

A truncated cheque means a cheque which is truncated during the course of a clearing cycle, either by the clearing Special Crossing in favour more than one bank: As per Section house or by the bank whether paying or receiving payment, , if a cheque is crossed specially to more than one bank immediately on generation unless one bank is acting as collecting agent to another , the of an electronic image for transmission, substituting the payment shall be refused.

A cheque crossed to two or more further physical movement of the cheque in writing. Not negotiable crossing As per Section , a person taking a cheque crossed generally or Parties of a Cheque: Similarly omission of signatures or wrong signatures amount mentioned in the instrument to, or to order of, a specified can also make the bank liable.

The words Pay to Ashish only or Pay to Ashish for my use or 1 The Banking Ombudsman is a senior official appointed by the Pay to Ashish for account of B , are the cases of restrictive Reserve Bank of India to redress customer complaints against endorsement.

The words without lines will not 3 The Banking Ombudsman does not charge any fee for filing and constitute crossing. Such instruments should not be paid as resolving customers complaints. Before passing an award, the Banking Ombudsman General crossing sec provides reasonable opportunity to the complainant and the bank, to present their case. They help villagers to open bank accounts, in Financial inclusion involves banking transactions etc.

So Recently on Financial Inclusion they don t become victims in the hands of local moneylender. The Reserve Bank of India RBI has constituted a committee with the objective of working out a medium-term five-year Some Important initiatives for Financial Inclusion measurable action plan for financial inclusion. Base Rate includes all elements of the lending rates. Banks them.

Banks may determine their actual lending rates w. Base entrusted with the lead responsibility for that district.

Accordingly, all the districts in the country have been allotted iii. No loan can be sanctioned below base rate. Exempted accounts: No Frill Account iv. Such account loans linked to the Base Rate. Charges applicable to such accounts are low. All rupee loans sanctioned and credit limits renewed w. Customer norms. BSBDA iii.

Marginal Cost of funds MCF: Some important points are: Marginal cost of borrowings b return on networth. Loans under various refinance schemes of Govt.

Undertaking wherein banks charge interest at the maximum of four withdrawals in a month, including ATM rates prescribed under the schemes. Targets under PSL 28 lakh in metropolitan centres with population of ten lakh Agriculture: Out and above and loans up to Rs. Marginal Farmers, to be achieved in a phased manner i.

Foreign banks with less than 20 branches in India. Weaker Sections: Micro Enterprises, to be achieved in a phased manner i. Enterprises The interest rates on banks contribution to R DF or any other Small More than twenty five lakh rupees but does Funds, tenure of deposits, etc. Medium More than five crore rupees but does not Enterprises exceed ten crore rupees RBI revises priority sector lending norms for RRBs Seeing the growing significance of RRBs in pursuit of financial Service Sector inclusion agenda, it has been decided to revise the priority sector Enterprises Investment in equipment guidelines for RRBs.

Micro Enterprises Does not exceed ten lakh rupees Some of the salient features of the guidelines are as following: Medium Enterprises More than two crore rupees but does ii. Categories of the Priority Sector: Medium Enterprises, not exceed five crore rupees Social Infrastructure and Renewable Energy will form part of the Priority Sector, in addition to the existing categories, Other Targets under PSL with a cap of 15 per cent of total outstanding.

Farmers with a landholding of more advanced to activities mentioned under Agriculture. Small and Marginal Farmers: A target of 8 percent of total Farmers. Micro Enterprises: A target of 7. Weaker Sectors: A target of 15 per cent of total outstanding Call Money Money lent or borrowed for one day has been prescribed for Weaker Sections.

Notice Money Money lent or borrowed for a period of vii. Priority Sector Lending will be monitored on a days. Term Money Money lent or borrowed for 15 days to 1 The revised guidelines will be operational with effect from year.

January 1, Yield to maturity Expected rate of return on an existing security downloadd for the market. Some important features of reverse mortgage are: It allows him to turn the equity in basis and under notice money market, for 2 days to 14 days. Dealers PDs , both as borrowers and lenders. For NHB , the maximum period of the loan period is 15 years. However, the borrower can loans. Bills with a maturity of one year or less. Treasury bills can be downloadd by any one including individuals except State govt.

Minimum amount of face value Rs. It refers to all the facilities multiples thereof. Rate of interest: Treasury bills are zero coupon securities. The tenure is less than 91 days but the notified amount and date of issue depends upon the temporary cash requirement Major money market Instruments of the Govt.

Certificate of Deposit CD 2. It is issued at discount to the face value through auctions, as in Commercial Paper CP the case of the Treasury Bills. The tenor of dated securities can be up to 40 years. Terms relating to Money Market www. WMSs replaced the earlier ad hoc Govt. Objective — WMAs bridge the time interval of mismatch between govt. This banks market is further divided as primary market and secondary market. The secondary market refers to the network for subsequent Amount Min: Rate Market related.

Can be issued borrowings by Indian entities in overseas markets. CP introduced during , is a short term money market shares of the issuing company. In an IDR, foreign companies instrument issued as an unsecured usance promissory note and would issue shares, to an Indian companies would issue shares, privately placed. Who can issue Commercial paper CP: Companies, primary receipts to investors in India.

A company is eligible to issue CP if: A company formed and not less than Rs.

This fund invests in bonds and blue chip stocks agency CRA is A3. Rating should not be due for review. It pays reasonable income capital iv. Min Rs. Close-ended scheme: A scheme where funds are raised for a fixed period. Normally, Merchant banking stands for providing various services relation a close-ended scheme is listed on a stock exchange.

The Fixed income funds: A mutual fund which primarily invests in Merchant Bankers provide consultancy to the corporate sector fixed income securities like bonds and debentures.

The objective on the issues like finance, capital structure and investment, is to provide monthly or yearly income to investors. The price of value of one share of a fund. It is between the government and the corporate sector. A loan will be shares outstanding. Fund companies compute the NAV once a treated as an NPA if installment of the principal or interest day based on closing market prices.

A scheme is the one which continuously in case of short duration crops maturing within one year offers its units and downloads them back from investors. In other agriculture Corporation of India loans, the 90 days norm would be applicable. Commercial Banks: Does the DICGC insure just the principal on an account money as if sufficient to pay the secured debt. The assets portfolio of the banks is required to be classified The DICGC insures principal and interest upto a maximum as amount of Rs.

One lakh. Mumbai Chairman: Gandhi and 4 loss assets. An asset which is considered uncollectible and loss has been identified by the bank or internal or external auditors or the RBI inspection and the loss has not been written off is regarded as loss asset.

What is pledge: It means once the borrower has failed to make interest or Only goods movable assets excluding actionable claims Sec 2 7 principal payments for 90 days, the loan is considered to be a of Sales of Goods Act can be pledged. Sec 2 n section Definition Charge on movable Bailment of goods as Criteria for classification of loan as NPA property in favour of security for payment secured creditor of a debt or www.

The subsidiary coins below Re 1 Nature of Movable assets such Goods are legal tenders for sum not exceeding Re 1. Issue of 1, 2 and 3 securities as stocks, machinery, paise coins discontinued wef Sep 16, Bank cannot till repayment of the Currency chests are operated by RBI so that they can provide take possession loan.

Bank has to good quality currency notes to the public. However, RBI has without consent of preserve the goods appointed commercial banks to open and monitor currency the borrower. On carefully and return chests on behalf of RBI. The cash kept in currency chests is taking possession the same, if loan is considered to be kept in RBI.

Depots to stock small coins. The Small Coin Depots also distribute small coins to other bank branches in their area of operation. Mutilated banknote is a banknote, of which a portion is missing or which is composed of more than two pieces. ATM Imperfect banknote means any banknote, which is wholly or Q.

Automated Teller Machine is a computerized machine that indecipherable but does not include a mutilated banknote. ATMs set up, owned and operated by non-banks are called 1. These notes shall continue to be legal tender. Non-bank ATM operators are authorized only being withdrawn from circulation.

These notes can be exchanged at select bank branch till Bank of India. As per the RBI instructions, banks have been mandated to resolve customer complaints by re-crediting the customer s banks of SBI in Are the customers eligible for compensation for delays merged into Punjab National Bank. The compensation has to India's foreign exchange reserves comprise foreign currency be credited to the account of the customer without any claim assets, gold and special drawing rights allocated to it by the being made by the customer.

If the complaint is not lodged International Monetary Fund IMF in addition to the reserves it within 30 days of transaction, the customer is not entitled for has parked with the fund. These include sovereign bonds, www. RTGS implemented w. In RTGS inter-bank account. It facilitates 2 It is a facility provided to the foreign exchange earners, transfer of funds from any bank branch to any other bank branch.

NEFT is an account to account transfer system. Banks cannot levy any charges for inward NEFT, accounts. For outward NEFT: Up to Rs. Above Rs. No interest is payable on EEFC accounts. It is a cross-border one-way remittance facility scheme, for remittance from India to Nepal. Up to Indian Rs. Companies Act. Authorized capital is Rs.

It functions as a hub in all electronic retail payment allow for a period of not more than two weeks, overdrawings systems. Rupay is a domestic card scheme of NPCI. Rupay debit card was launched funds held in NRE Account either to the depositors or third in March NBFCs lend and make investments and hence their activities are L Liquidity akin to that of banks; however there are a few differences as C Compliance given below: S System and controls i.

NBFC cannot accept demand deposits; ii. Deposit insurance facility of Deposit Insurance and Credit the prudential regulation of banks and provides a forum for Guarantee Corporation is not available to depositors of cooperation on banking supervisory matters. Its mandate is NBFCs, unlike in case of banks. These accords deal with risk should comply with the following: The interest may be paid or compounded at rests not shorter than monthly rests.

They cannot accept deposits repayable on demand. The commodity risk. Supervisory Review Process: Regulating tools and frameworks for dealing with peripheral risks that bank face. Market Discipline: Instead, it derives value only based On Current And Saving Account Net Demand And Time Liabilities demand deposits are claims against financial institutions National Association For Securities Dealers which can be used for downloading goods and services.

Automated Quotations Asset Liability Management Application Supported by Blocked Amount Note: Public Sector Banks Schedule Non Commercial Banks Capital to Risk-weighted Assets Ratio 3. Sensitive Index Of Stock Exchange Liquidity Coverage Ratio 4. Gross National Product Know Your Customer Real Time Gross Settlement Fiscal Responsibility and Budget Management Act 7.

National Electronic Money Transfer Electronic Fund Transfer Core Banking Solutions GAAR - General anti avoidance rule London Interbank Offered Rate Mumbai Interbank Offered Rate Mumbai Interbank Bid Rate Securitisation And Reconstruction Of Financial Capital Adequecy Ratio AD-Authorized Dealer. Foreign Institutional Investments Foreign Direct Investment Industry of India.

Initial Public Offering Magnetic Ink Character Recognition Bankers Institute Of Rural Development Indian Bank Association Benchmark Prime Lending Rate Housing Development Finance Corporation Strength, Weaknesses, Opportunities And Threats Telecommunication Foreign Exchange Regulatory Act India.

The profit earned on the investments foreign countries. So individually you take on low risk. Board of India. London InterBank Offered Rate. An interest rate at which banks can borrow funds, in marketable size, from other banks in the London interbank market. What do you mean by term CASA related to bank? The CASA ratio shows how much deposit a bank has in the form of current and saving account deposits in the total deposit.

CASA ratio shows how much of the deposit of the to the commercial banks to take so and so action and bank comes from the current and savings deposit. RBI may request Note: Indian Financial sufficient balance to honour the cheque issued by the System Code is an alpha-numeric code that uniquely customer, the cheque is returned by the bank with the reason identifies a bank-branch participating in the NEFT system. This is known This is an 11 digit code with the first 4 alpha characters as 'Bouncing of a cheque'.

The term "demat", in India, refers to a representing the bank, The 5th character is 0 zero. Globally, the capital iii. Used to identify the location of a bank branch. MICR used for electronic credit imports. Unless specified as the balance of merchandise trade, system. A single numbers summarize www.

Indian Bank tagline: It is referred to primary office Royal Bank of Scotland: Federal Bank tagline: Syndicate Bank tagline: A Bank State Bank of Patiala: State Bank of Travancore: IDBI Bank tagline: State Bank of Hyderabad: Bank of Baroda Slogan: United Bank of India: Private Banks Taglines: Punjab National Bank tagline: Allahabad Bank tagline: Centurion Bank of Punjab: City Union Bank: Catholic Syrian Bank: Citi Bank tagline: ING Vysya Bank: Andhra Bank tagline: Bank of India Slogan: Karnataka Bank: Corporation Bank tagline: Foreign Bank Taglines: Scotia Bank: Bank of Ceylon: China Trust Commercial Bank: Your Future.

Deutsche Bank: Mumbai risk. Also known as consumer banking or personal banking, retail banking is the visible face of banking to the general public.

Mumbai to compliance of statutory and other requirements of RBI, Govt. Activities in Universal Banking: National Housing Bank Act ECGC www. Head Quarters: Mumbai Securitisation is process through which the future receivables say rent, installment of a term loan due in future of an A brief on Financial Terms organization say bank , are converted into debt instruments 1.

Asset-Liability Management such as bonds with a fixed rate of return and then sold. ALM implemented in India wef 1.

It is the management of Based on the recommendations of Committee on Procedures and structure of balance sheet liabilities and assets to maximize Performance Audit on Public Services Tarapore Committee , net earning from interest within overall risk-preference Banking Codes and Standards Board of India BCSBI was set up present and future of the bank. Cross Selling Code evolved by the Bankers. Cross-selling stands for offering to the existing and new Members: The Board was set up as a Society, under the Societies customers, some additional banking products, with a view to Registration Act, RBI was funding the entire cost of operations and provide more satisfaction and value to the operations of the Board for the initial 5 years.

Credit Card Business affairs and managerial policies. The tenure of the Council is 5 Issue of cards years and the appointment of the Council after 5 years would be a Banks having net worth of Rs.

Reverse Repo auctions for absorption of liquidity and Types of certificates: Maturity period: Nomination facility, 2. May 09, , by RBI. Scheduled Commercial Banks having Current is eligible. It is for one day. It commenced operations from Feb 15, It provides a system for efficient clearing of money, government securities and foreign exchange market transactions.

Collateralised Borrowing And Lending Obligation CBLO CBLO, an RBI approved money market instrument, is developed by CCIL for the benefit of the entities phased out from interbank call money market or given restricted participation in terms of ceiling on call borrowing and lending transactions and who do not have access to the call money market. It is a discounted instrument available in electronic book entry form for the maturity period ranging from 7 days to 90 Days can be up to one year as per RBI guidelines.

An Egyptian court sentenced former President Mohamed Morsy to 25 years in prison. India and Poland has set an ambitious trade target of USD 5 billion. The Centre has approved an anti-chit fund bill passed by West Bengal Assembly in Microsoft co-founder Bill Gates is the world's richest self-made billionaire. Australia signed a landmark Free Trade Agreement with China.

Charles Correa, the face of modern architecture in India, passed away. China launched "Wu", a supersonic nuclear delivery vehicle. Sunil Chhetri became the first Indian footballer to score 50 international goals. BSNL announced to set up 40, wi-fi hotspots across the country. Mumbai is the most expensive city in India according to the latest Mercer survey for Asia has overtaken Europe as the worlds second-richest region in the world in Japan lowered the voting age to 18 years from 20 years.

Turkey's former president and prime minister Suleyman Demirel passed away. Hawaii becomes first US state to raise smoking age from 18 years to 21 years. Eminent scientist C. Rao was conferred Japan's highest civilian award. China has manufactured the worlds first electric passenger aircraft BX1E. HDFC Bank launched a second paperless instant loan plan for its existing customers. India created two world records on the first International Yoga Day on 21st June Krishna Menon award.

German football club Colognes striker Patrick Helmes has announced his retirement. Bangkok's Suvarnabhumi Airport has the world's fastest WiFi service. Indian mission in Sweden has launched India Unlimited platform. Britains Andy Murray won the mens singles of the Aegon Championships. Nagesh Kukunoor is the director of the film Dhanak. India has moved down to 61st place in terms of foreigners' money in Swiss banks. Tennis legend Steffi Graf was appointed the Ayurveda brand ambassador of Kerala.

Rajasthan topped the list of states commissioning grid connected solar power projects in the country. India is at 9th rank in terms recipients of FDI in Prominent journalist, riter and anti-nuclear activist Praful Bidwai passed away in Netherlands. Russia and Saudi Arabia have signed an agreement on cooperation in the field of nuclear energy. Asha Bhosle is declared the greatest Bollywood playback artist of all times by the U.

Sachin Tendulkar has been voted the 'Best Test player' of the 21st century. Vishwanath Tripathi has been choosen for the 28th Moortidevi Award Ericsson has appointed Paolo Colella as the new head of its India operations. Russia's former prime minister Yevgeny Primakov passed away. Pratap Pawar was awarded Punyabhushan Award Railways is the 8th largest employer in the world. Department of Defense is worlds largest employer.

Justin Gatlin won the m title at the US athletics championships. HDFC Bank launched 'min auto' and 'min 2-wheeler' loan schemes. Afghanistan's President Ashraf Ghani for the first time nominated a female as judge in Supreme Court. Sunil Mittal-led Bharti Airtel has become the worlds third largest mobile operator. Over the past five years, Caribbean countries have had increased access to antiretroviral drugs as part of a regional initiative to eliminate mother-to-child transmission.Topped by site founder Leaders list Jeff Bezos Five-time European Grand Prix.

Hamid Ansari on 1 May Male She defeated Russian Natalija Pogonina by 2.